Open a trade account
Apply for a Hardware & General trade account
We all know time is money in the building game. That’s where H&G trade cash & credit accounts are essential. Coupled with our free delivery services, our trade accounts help you to get materials on site to keep the job going, while also helping to manage your cash flow.
What are the benefits of having a H&G Trade Credit Account?
- Access to trade only discounts
- Free delivery services*
- Minimum 30 days interest free credit
- Manage your account 24/7 through our trade portal – view & pay invoices, add new users
- Permanent record of all your statement, invoices & orders
- Save 2% with early payment
What are the benefits of having a H&G Trade Cash Account?
- Access to trade only discounts
- Free delivery services*
- Pay as you go (Free Amex included)
- Start ordering on account the next day
- Manage your account 24/7 through our trade portal – view invoices etc, add new users
- Permanent record of all your statement, invoices & orders
Why Tradies Choose Us
We're not a retail store with a trade desk. We're trade-first, and it shows in everything we do.
Trade-Only Pricing
Competitive rates reserved exclusively for trade customers.
Dedicated Trade Support
Real people who understand trade. Direct lines, quick answers.
Reliable Stock & Delivery
In-stock when you need it. Flexible delivery to site or branch pickup.
Built for Job Sites
Order on the go, track deliveries, manage staff — all from your phone.
Leading Brands
Quality products from the brands you trust. No substitutes, no surprises.
How It Works
Getting started is quick and painless. No lengthy paperwork, no waiting weeks.
Apply Online
Complete our simple form in under 5 minutes. Just your ABN and basic business details.
Get Approved
Most applications are approved same or next business day. We'll be in touch.
Start Ordering
Access trade pricing immediately. Order online, by phone, or at any branch.
Everything You Need To Know About Trade Accounts
Simple answers to help you get started faster.
Do I need an ABN to open a trade account?
Yes, you'll need a valid Australian Business Number (ABN) to open a trade account. This ensures we're providing trade pricing only to genuine trade customers. If you're just starting out and waiting for your ABN, we can provisionally set up your account.
How long does approval take?
Most cash accounts are approved instantly. Credit account applications are typically reviewed within the same or next business day. If we need any additional information, we'll call you directly — no waiting around.
Are there any fees or minimum spend requirements?
No setup fees, no annual fees, and no minimum spend requirements. You only pay for what you order. Credit accounts may have credit limit terms based on your application, but there's no cost to have the account.
Can I add staff or other users to my account?
Absolutely. You can add multiple authorised users to your account. Each can have their own login and order on behalf of your business. You stay in control of permissions and spending limits.
Can I switch from a cash account to a credit account?
Yes, you can apply for a credit upgrade at any time. If approved, your account will be converted to credit terms. Your order history, pricing, and preferences all carry over seamlessly.
What happens if I don't use my account for a while?
How do I make payments on a credit account?
We'll send you a monthly statement with all your transactions. You can pay by bank transfer, BPAY, or credit card. Set up auto-pay for hassle-free account management.
Ready to Get Started?
No lock-ins. No hassle. Open your trade account today and start ordering with confidence.
Prefer to talk to someone? Our trade team is ready to help.
02 8456 1240 [email protected]